Foundation
What Is a Merchant Cash Advance?
The plain-English explanation of how an MCA works, how it differs from a loan, and when it makes sense for a business.
Business Funding Knowledge Base
Funding Guides & Insights
Practical articles on working capital, merchant cash advances, and small business funding — written for business owners who need real answers.
Foundation
MCA Pros & Cons
A balanced look at the real advantages and real drawbacks of merchant cash advances before you apply.
Qualification
How to Qualify for an MCA
The actual criteria funders check -- revenue, time in business, bank statement history -- and how to improve your odds.
Foundation
How MCA Repayment Works
Daily vs. weekly ACH holdbacks, how factor rate becomes a real repayment number, and what happens if a payment fails.
State Guides
Funding by State
State-specific funding guides for Texas, Florida, California, New York, and 15+ other states.
Calculators
Free Funding Calculators
Payoff, renewal, ROI, and stacking calculators to model real numbers before you sign anything.
Funding Guides & Resources
Deep-dive guides on every aspect of small business funding.
Foundation
What Is a Merchant Cash Advance?
FoundationMCA Pros & Cons
QualificationHow to Qualify for an MCA
FoundationHow MCA Repayment Works
CostFactor Rate vs. APR Calculator
QualificationBefore You Sign — MCA Checklist
ReferenceMCA Glossary
ComparisonAll Small Business Funding Options
ProductsWorking Capital Loan Guide
ProductsUnsecured Business Loan
ProductsShort-Term Business Loan
ProductsRevenue-Based Financing
SpeedSame-Day Business Funding
QualificationFunding with Bad Credit
QualificationFunding After Bank Decline
ComparisonMCA vs. SBA Loan
Industry-Specific Guides
Restaurant FundingHVAC FundingContractor FundingRoofing FundingTrucking FundingSalon FundingAuto Repair Funding
Funding by State & City
TexasFloridaCaliforniaGeorgiaIllinoisPennsylvaniaNorth CarolinaWashingtonOhioTennesseeNew YorkHoustonDallasMiamiLos AngelesChicagoAtlantaPhoenixPhiladelphiaSan Antonio
Free Calculators
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