Florida never stops moving, and neither should you
Snowbirds arrive, theme park crowds build, a new subdivision breaks ground. Florida demand comes in waves, and the owner who is ready for the next wave catches all of it.
The dream is simple: full shelves, a full crew, a storm plan that works and the room to say yes when the big opportunity calls. Funding can help you get there.
Plan for the snowbirds and the storms
Florida runs on two overlapping calendars. Winter, roughly November through April, brings seasonal residents and visitors back to Naples, Sarasota, Boca Raton and the Orlando corridor.
The Atlantic hurricane season runs June 1 through November 30, with the peak around September 10, according to the National Hurricane Center. Being prepared before a storm, and ready to rebuild after one, is a strength worth funding.
Where will your next opportunity take you?
Florida owners put capital to work in hospitality, tourism, construction and retail, to name a few. Here is what it can make possible.
What you will need
A signed application and your four most recent complete business bank statements. Then the funding provider reviews your file.
Florida Business Funding: Common Questions
Can a Florida small business apply for funding?
Yes. Florida businesses with at least 6 months in business can apply, in Miami, Tampa, Orlando, Jacksonville, Fort Lauderdale and all 67 counties. The funding provider reviews the file and makes the decision.
What do I need to apply?
A signed application and your four most recent complete business bank statements. Personal statements do not substitute for business bank statements.
What credit score do I need?
Initial funding decisions are based primarily on your business's bank-statement cash flow, without a hard credit inquiry before the initial decision. Additional underwriting and credit checks, potentially including a hard inquiry, may occur before final funding. Credit requirements are set by the funding provider and are not guaranteed.
Can a seasonal or tourism business in Florida apply?
Yes. Hotels, tour operators, restaurants, beach rentals and shops that follow the snowbird and visitor calendar can apply. The funding provider reviews each file on its own facts.
Does hurricane season stop me from applying?
No. Hurricane season does not by itself rule out an application. Each file is reviewed by the funding provider on its own facts.
Does Florida require financing disclosures?
Yes. Florida HB 1353 (2023, Chapter 2023-290, Laws of Florida) requires providers of commercial financing transactions to give specified written disclosures. The funding provider's offer states the total payback amount and holdback; ask for it before signing.
How much funding is available?
T.A.G. works with funding providers on business funding opportunities from $10,000 to $5,000,000. Availability is not approval, and amounts, terms and timing are set by the funding provider.
Florida HB 1353 (2023, Chapter 2023-290, Laws of Florida) requires providers of commercial financing transactions to give specified written disclosures. T.A.G. is an independent business-funding broker, not a lender. The funding provider's offer states the total payback amount and holdback; ask for it before signing.
Sources: National Hurricane Center, hurricane climatology; Florida Senate, HB 1353 (2023). The charts on this page are illustrative patterns, not measured statistics.
Ready to Fund Your Florida Business?
Apply, sign, upload four recent business bank statements, and the funding provider takes it from there. T.A.G. is an independent business-funding broker, not a lender. Funding providers review and decide.
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