Small Business Funding · Florida

Business Funding in Florida
MCA & Working Capital

Quick Answer

Florida small businesses can access $10K-$2M in working capital within 1-3 days through a merchant cash advance. Minimum requirements: 500 FICO, $8,000 per month in deposits, 4+ months in business. Bank declines, tax liens, and less-than-perfect credit do not disqualify you.

$10K-$2M
Available in Florida
1-3 days
Funding timeline
500 FICO
Minimum credit score
24 hrs
Decision timeline

MCA Funding for Florida Small Businesses

T.A.G. Business Funding works with small businesses across Florida. As an ISO partner of Mom & Pop Business Funding, we connect Florida businesses with working capital based on their revenue history, not their credit score.

Who qualifies in Florida:

  • 500+ FICO score
  • $8K+ per month in deposits
  • 4+ months in business
  • US bank account

Industries we serve:

  • Restaurants & food service
  • Retail & e-commerce
  • Construction & trades
  • Healthcare & services

What does not disqualify you:

  • Bank decline history
  • Tax liens on record
  • Prior bankruptcies (discharged)
  • Credit score as low as 500

Funding Locations in Florida

We work with businesses across all of Florida. Select your market for local funding guides:

Miami Orlando Tampa

Not in one of these cities? We serve all Florida businesses — apply here regardless of location.

How to Apply for Business Funding in Florida

1
Complete the 1-page application — business name, owner info, monthly revenue, and requested amount. Takes 2 minutes. No credit pull at this stage.
2
Upload 3-6 months of bank statements — PDF export from your business bank. No tax returns required for MCA.
3
Receive your offer within 2-4 hours — advance amount, factor rate, daily remittance, estimated payoff. No obligation to accept.
4
Sign and receive funds via wire — e-signature only, no office visit. Same-day wire for contracts signed before 2 PM ET.

Apply Now - Florida Businesses Welcome

Start Application → Call 330-238-3003
✓ No obligation ✓ Soft pull only ✓ 500 FICO min ✓ 1-3 day funding

Business Funding in Florida - FAQ

What are the minimum requirements for business funding in Florida?

To qualify for an MCA in Florida, you need: 500+ FICO score, $8,000-$10,000 per month in business bank deposits, 4+ months in business, a US business bank account, and no open bankruptcy. Tax liens, past bank declines, and less-than-perfect credit do not disqualify you.

How fast can Florida businesses get funded?

Most Florida businesses receive a funding decision within 2-4 hours and same-day or next-day wire transfer. Submit your application and 3 months of bank statements before noon Eastern time for same-day funding.

Can I get business funding in Florida with bad credit?

Yes. MCA approval is based primarily on monthly revenue, not credit score. Florida businesses with credit scores as low as 500 FICO can qualify as long as they meet the monthly deposit minimums. Past bank declines, tax liens, and NSFs do not disqualify applicants.

Related Resources

What Is an MCA? Qualification Guide Bad Credit OK Same-Day Funding After Bank Decline All Funding Options