MCA Funding for North Carolina Businesses
T.A.G. Business Funding works with small businesses across North Carolina. We connect North Carolina businesses with working capital based on their revenue history, not their credit score. Bank declines, tax liens, and past credit challenges do not disqualify you.
Who qualifies:
- 500+ FICO score
- $8K+/month in deposits
- 4+ months in business
- US bank account
Industries served:
- Restaurants & food
- Retail & e-commerce
- Construction & trades
- Healthcare & services
Does not disqualify:
- Bank decline history
- Tax liens on record
- Discharged bankruptcies
- Credit as low as 500
Funding Locations in North Carolina
Not in one of these cities? We serve all North Carolina businesses — apply here.
Apply Now — North Carolina Businesses Welcome
Business Funding in North Carolina — FAQ
What are the minimum requirements for business funding in North Carolina?
To qualify for an MCA in North Carolina, you need: 500+ FICO score, $8,000-$10,000 per month in business bank deposits, 4+ months in business, a US business bank account, and no open bankruptcy. Tax liens, past bank declines, and less-than-perfect credit do not disqualify you.
How fast can North Carolina businesses get funded?
Most North Carolina businesses receive a funding decision within 2-4 hours and same-day or next-day wire transfer. Submit your application and 3 months of bank statements before noon Eastern time for same-day funding.
Can I get business funding in North Carolina with bad credit?
Yes. MCA approval is based primarily on monthly revenue, not credit score. North Carolina businesses with credit scores as low as 500 FICO can qualify as long as they meet the monthly deposit minimums. Past bank declines, tax liens, and NSFs do not disqualify applicants.