Payroll providers: earn $500–$2,500+ per funded deal by referring clients who hit payroll gaps. No cost, no paperwork until your first deal funds. Join T.A.G.
Payroll Provider Referral Program
When a small business client is scrambling to make payroll and a bank can't move in time — you now have a solution. Refer them to T.A.G. Business Funding and earn up to 2% of every funded deal. No cost. No paperwork until your first deal funds.
Join the Referral Program →Commission is 1-2% of the funded amount. Here's what that looks like across deal sizes.
Commission rates vary by deal. W-9 required after first funded deal. Payroll processed within 14 days of funding.
Takes 2 minutes. No W-9 until your first deal funds. You get a unique referral URL to share with clients.
Text, email, or verbally share your referral link. Client applies online — one page, 6 consecutive months of bank statements. Decision in hours, funds in 24-72 hours.
If the client is approved and funds, your commission is logged, you're notified, and you receive payment within 14 days of the client's funding date. No follow-up required.
No. You make the referral, they apply. You're notified when their deal funds and your commission is confirmed. The client relationship and the funding relationship are separate — you're the connector.
Not every referral funds. Minimums: 500+ FICO, 6+ months in business, $4,000–$6,000+/month in deposits. If they don't qualify now, we'll let you know what they need to qualify in the future. No commission on unfunded deals.
Best practice is to disclose that you may receive a referral commission if they fund. Most clients appreciate the transparency and the solution — they're not paying more, the commission comes from T.A.G.'s margin.
Yes — unlimited referrals. Top partners refer multiple clients per month and earn meaningful recurring income from the program. There is no cap on commissions.
You get access to a partner portal where you can see every referral you've sent, their status, and your commission balance. Real-time visibility into every deal in your pipeline.
When your system flags insufficient funds before a payroll run, that's your single most urgent referral signal. A working capital advance can solve this before payroll day — saving your client's employees and your client's business.
When a client asks to delay payroll by a day or two "until a check clears" — that's not a cash management issue. That's a working capital gap. It will happen again next pay period without a capital solution.
Adding employees is expensive before new revenue arrives. A business growing its team by 20%+ in a quarter often needs working capital to bridge the gap between higher payroll costs and higher future revenue.
Restaurants, construction companies, retail stores, and hospitality businesses all face payroll obligations during slow revenue periods. A proactive capital referral before the slow season is better than a crisis call during it.
Changing payroll frequency changes cash demand timing. The transition period often creates a short-term working capital gap that catches business owners off guard.
When clients ask about deferring payroll taxes, they're telling you they're cash-constrained. MCA can solve the underlying problem without creating IRS complications from deferred employment taxes.
Yes. Files submitted with a complete application and 6 consecutive months of bank statements before noon can often receive same-day wire transfer. If a payroll run is in 48 hours, that's enough time for most approvals. Contact T.A.G. directly to flag the urgency — express processing is available for time-sensitive situations.
T.A.G. does not use payroll platform data directly. Underwriting is based on business bank statements — the same data that shows your client's revenue deposits. You don't need to share payroll data with T.A.G. The client provides their own bank statements directly as part of their application.
Payroll financing (advance-on-payroll) and MCA are different products. Payroll financing is short-term (days) and advances the payroll float. MCA is longer-term (3–18 months) and provides general working capital — often used to permanently solve the cash flow gap that payroll financing only temporarily patches. The two products complement rather than compete.
Sign up in 2 minutes. No W-9 until your first deal funds. Earn $150–$5,000+ per funded deal. Your clients get a solution, you get paid.
T.A.G. Business Funding
500 FICO minimum. Bank declines OK. Revenue matters more than credit score. Most decisions in 24 hours.
500 FICO minimum · $4K–$6K+/month revenue · Funded in 1–3 days