Payroll Provider Referral Program

Your Clients Hit Payroll Gaps.
You Can Solve It and Get Paid.

When a small business client is scrambling to make payroll and a bank can't move in time — you now have a solution. Refer them to T.A.G. Business Funding and earn up to 2% of every funded deal. No cost. No paperwork until your first deal funds.

Join the Referral Program →

Why Payroll Providers Are Natural Partners

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You see cash flow first

You process payroll — you know before anyone else when a client's account balance looks thin, when payroll is being delayed, or when direct deposits are at risk of bouncing.

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We fund faster than banks

Banks take 4-8 weeks. SBA takes 30-90 days. A payroll crisis can't wait. We fund working capital in 24-72 hours — in time to make this week's payroll run.

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You get paid per deal

Earn a referral commission — typically 1-2% of the funded amount — on every deal that closes. $30,000 funded = $300-$600 commission to you. Multiple referrals add up fast.

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You become the problem solver

When a client has a payroll crisis and you solve it, you go from service provider to indispensable partner. Referrals to capital solutions deepen the relationship and reduce churn.

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Zero overhead for you

You make the introduction. We handle the application, underwriting, funding, and repayment. No compliance burden, no liability, no paperwork until your first deal funds.

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W-9 only after first deal

No tax forms until you have a funded deal to report. Sign up, get your referral link, and start referring — paperwork follows revenue, not the other way around.

What You Earn Per Funded Deal

Commission is 1-2% of the funded amount. Here's what that looks like across deal sizes.

$150–$300

$15,000 deal

$300–$600

$30,000 deal

$500–$1,000

$50,000 deal

$1,000–$2,000

$100,000 deal

$2,500–$5,000

$250,000 deal

Commission rates vary by deal. W-9 required after first funded deal. Payroll processed within 14 days of funding.

Real Payroll Partner Scenarios

Restaurant Payroll Crisis

Bi-weekly payroll due Friday — owner's account $14,000 short

Payroll provider notices the restaurant's account is underfunded on Thursday morning. They refer the owner to T.A.G. Application in Thursday morning. $18,000 advance funded Friday morning. Payroll runs on time. Employees never know there was a problem. Partner earns $360 commission.

✓ Commission: $360

Construction Company Payroll

Waiting on GC payment — 12 employees due Monday

Subcontractor's general contractor is 30 days late on a $60,000 payment. 12 employees due Monday. Payroll provider refers to T.A.G. $25,000 advance funded same weekend. Payroll covered. Project continues. Partner earns $500 commission.

✓ Commission: $500

Retail Expansion Payroll Gap

Opening second location — doubled headcount before revenue catches up

Retail boutique opened a second location. New staff hired before the location is generating revenue. Payroll doubled but income hasn't. Payroll provider refers to T.A.G. $35,000 working capital advance bridges the gap for 60 days while the new location ramps. Partner earns $700 commission.

✓ Commission: $700

How the Referral Works — 3 Steps

Sign up and get your referral link

Takes 2 minutes. No W-9 until your first deal funds. You get a unique referral URL to share with clients.

Send a client to your link

Text, email, or verbally share your referral link. Client applies online — one page, 3 months of bank statements. Decision in hours, funds in 24-72 hours.

Get paid when they fund

If the client is approved and funds, your commission is logged, you're notified, and you receive payment within 14 days of the client's funding date. No follow-up required.

Payroll Partner FAQs

Does my client have to tell me they're applying?

No. You make the referral, they apply. You're notified when their deal funds and your commission is confirmed. The client relationship and the funding relationship are separate — you're the connector.

What if my client doesn't qualify?

Not every referral funds. Minimums: 500+ FICO, 6+ months in business, $8,000+/month in deposits. If they don't qualify now, we'll let you know what they need to qualify in the future. No commission on unfunded deals.

Do I need to disclose this to my clients?

Best practice is to disclose that you may receive a referral commission if they fund. Most clients appreciate the transparency and the solution — they're not paying more, the commission comes from T.A.G.'s margin.

Can I refer multiple clients?

Yes — unlimited referrals. Top partners refer multiple clients per month and earn meaningful recurring income from the program. There is no cap on commissions.

How do I track my referrals and commissions?

You get access to a partner portal where you can see every referral you've sent, their status, and your commission balance. Real-time visibility into every deal in your pipeline.

T.A.G. Business Funding

See If Your Business Qualifies

500 FICO minimum. Bank declines OK. Revenue matters more than credit score. Most decisions in 24 hours.

Apply Now → Call 330-238-3003

✓ No obligation ✓ Soft pull only ✓ Free to apply ✓ Bank declines welcome

500 FICO minimum · $8K+/month revenue · Funded in 1–3 days

Your Clients Hit Payroll Gaps.You Can Solve It and Get Paid.