Bookkeepers: you see your clients' cash flow problems before anyone else. The T.A.G. partner program turns that knowledge into referral revenue.
T.A.G. Partner Program
You're in the books every month. You know which clients are struggling with cash flow before they do. The T.A.G. partner program turns that knowledge into proactive help — and referral revenue.
Most referral partners wait for a client to mention a need. Bookkeepers don't have to wait — the signals are already in the numbers you review every month.
Complete registration at /affiliate. Receive your unique referral link and partner agreement. Takes 5 minutes.
Use the cash flow signals above — or the Client Qualification Checklist — to identify clients who would benefit from working capital.
Mention it in your regular client communication. Frame it as: "I'm seeing a pattern in your numbers that suggests now is a good time to look at a capital option." See the Toolkit for scripts.
T.A.G. manages the application, underwriting, and funding. You're not involved after the introduction. We don't ask your client about your fees or your practice.
Up to 2% of the funded advance, paid within 5 business days. Annual 1099 provided.
Bookkeeper referrals have among the highest conversion rates of any referral type. Three reasons:
Bookkeeper referrals convert at very high rates because clients trust you with their finances daily — your recommendation carries enormous weight. Commissions are 2–4% of the funded amount — paid monthly via ACH with no cap.
| Advance Size | Your Commission | Basis |
|---|---|---|
| $25,000 advance | Up to $500 | of the funded amount |
| $75,000 advance | Up to $1,500 | of the funded amount |
| $150,000 advance | Up to $3,000 | of the funded amount |
| $300,000 advance | Up to $6,000 | of the funded amount |
Actual commission rate confirmed in your referral partner agreement. Commissions paid on funded deals only.
As a Bookkeeper, you already see the signs. These are the most common triggers that tell you a referral conversation is appropriate.
When a client's bank account regularly hits near zero at end of month, that's an active working capital gap. This is your most urgent referral signal.
Clients with outstanding AR over 60 days are classic MCA candidates — especially contractors, healthcare practices, and B2B service firms.
A client with growing Gross Revenue but flat net cash is likely reinvesting faster than revenue arrives — a working capital conversation waiting to happen.
When a client starts mixing personal and business credit to cover business costs, they need capital. This is a red flag you can help resolve.
A new location, new hire, or new equipment creates an immediate working capital need. Proactively suggesting MCA positions you as a strategic advisor.
When you're managing a client's AP and notice they're delaying vendor payments, that's a cash flow signal. A working capital conversation could help them pay vendors on time and protect relationships.
Yes — bookkeepers refer clients to accountants, bankers, and financial advisors regularly. An MCA referral is no different. You're not advising on investment decisions; you're pointing your client toward a resource that solves an identified cash problem.
Transparency is your best tool. You can say: "I partner with T.A.G. Business Funding and receive a referral fee if they fund your business — here's why I think they're a good fit for your situation." Clients who trust you will appreciate the honesty.
MCA is not the right fit for every client. If a client qualifies for bank financing or SBA, that may be a better option. Your job is to match the solution to the problem. When bank financing isn't available and capital is needed, MCA becomes the right answer. See our full comparison of funding options.
Submit via T.A.G.'s partner portal with the client's name, business name, and contact info. T.A.G. will reach out directly and keep you updated on the application status. The client application takes 10 minutes and requires 6 consecutive months of bank statements.
Referral commissions are paid monthly via ACH on all funded deals from the prior month. You'll receive a commission statement showing each funded deal and the associated payment.
Yes. Bookkeeper referrals are generally not subject to financial advisor licensing requirements because you are referring clients to a commercial lender, not providing investment advice. Check your state's specific rules and your E&O coverage. T.A.G.'s compliance team can answer questions about your specific situation.
Start identifying clients who need capital before they're in crisis. Register in 5 minutes.
T.A.G. Business Funding
500 FICO minimum. Bank declines OK. Revenue matters more than credit score. Most decisions in 24 hours.
500 FICO minimum · $4K–$6K+/month revenue · Funded in 1–3 days
