Insurance agents: your commercial clients have capital needs after loss events, coverage upgrades, and business expansion. The T.A.G.
T.A.G. Partner Program
Policy renewals, loss events, equipment upgrades, and business expansion — every touch point is a potential referral. The T.A.G. partner program earns you up to 2% on every funded advance.
Insurance agents have natural touch points that align with business capital needs. You don't need to create the opportunity — it's already present in your client interactions.
Complete registration at /affiliate. Receive your referral link and partner agreement immediately. Takes 5 minutes.
Use the triggers above as a mental checklist. Use the Client Qualification Checklist to screen before referring.
Works best as an add-on to an existing conversation — not as a cold ask. Toolkit has scripts for every trigger scenario.
T.A.G. manages the full process. You receive a notification when your referred client funds.
Up to 2% of the funded advance within 5 business days. Annual 1099 provided.
Insurance referrals convert well because the timing is right — a business owner discussing policy premiums or claims is already thinking about financial risk and liquidity. Commissions are up to 2% of the funded amount — paid monthly via ACH with no cap.
| Advance Size | Your Commission | Basis |
|---|---|---|
| $25,000 advance | Up to $500 | of the funded amount |
| $75,000 advance | Up to $1,500 | of the funded amount |
| $150,000 advance | Up to $3,000 | of the funded amount |
| $300,000 advance | Up to $6,000 | of the funded amount |
Actual commission rate confirmed in your referral partner agreement. Commissions paid on funded deals only.
As an insurance agent, you already see the signs. These are the most common triggers that tell you a referral conversation is appropriate.
A client financing premiums is a working capital candidate — MCA could be the real solution.
After a claim event, businesses need capital while the claim processes. MCA bridges that gap in days.
Cutting insurance coverage to save cash signals a cash crunch — an immediate referral opportunity.
New equipment, vehicles, or locations require new coverage and often capital for deposits.
Fleet expansion is expensive. The client adding vehicles often needs capital for the down payment.
Seasonal businesses need capital to survive the off-season — not less coverage.
You already give financial advice in the form of risk management. A capital recommendation fits naturally: "I noticed you're stretching your premium payments — have you looked at working capital options?" You're solving a problem, not selling out of your lane.
Refer your clients — don't advise them. There's a meaningful difference between "here's someone who can help" and "you should definitely take this MCA." Confirm with your E&O provider about any additional endorsements if you formalize the partnership.
"By the way, I partner with a business funding company — if any of your clients ever need working capital faster than a bank can move, I'd be happy to make an introduction. No pressure." Most clients appreciate knowing the option exists.
Commercial MCA referrals generally do not require a finance broker license in most states, especially when incidental to your primary insurance practice. Check your state's DOI rules and your E&O terms. T.A.G. can provide a referral agreement for your records.
Submit a referral with the client's contact info and business name. T.A.G. handles the entire application and underwriting process. When the deal funds, you receive up to 2% of the funded amount via ACH, paid monthly. There's no cap on referrals or total commissions.
Yes. Claim clients are often ideal MCA candidates — especially business interruption or property damage claims where the insurance payout is delayed. A business with a pending claim but immediate operational needs is a strong MCA candidate.
Every policy renewal is a potential referral. Start converting those conversations into revenue.
T.A.G. Business Funding
500 FICO minimum. Bank declines OK. Revenue matters more than credit score. Most decisions in 24 hours.
500 FICO minimum · $4K–$6K+/month revenue · Funded in 1–3 days
