T.A.G.T.A.G. Business Funding

T.A.G. Partner Program

Turn Loan Declines Into Revenue — Without Losing the Relationship

When you can't approve a business loan, refer them to T.A.G. Your client gets funded. You maintain the relationship. You earn 2–5% of every funded advance.

Register as a Partner → See How It Works
2–5%
Referral fee on funded advance
$1,500+
Average fee per deal
24–48hr
Approval decision
3–5 days
Time to funding

Why Loan Officers Refer to T.A.G.

Every bank processes declined business loan applications. The choice isn't whether to say "no" — it's what happens after.

Bankers who refer declined applicants to T.A.G. do three things at once: support a client who needs help, maintain a relationship that may grow into a future deposit account or approved loan, and earn revenue on an application that would otherwise generate nothing.

T.A.G. serves businesses that don't qualify for bank loans — we're not competing for your approvable customers. We specialize in the gap between "bank-approved" and "unsupported."

How the Referral Process Works

1

Register as a Partner

Complete the affiliate registration at /affiliate. Receive your unique referral link and partner agreement. Takes 5 minutes.

2

Identify Declined Applicants Who Qualify

Use the Client Qualification Checklist to screen for viable candidates. Not every declined applicant is a good MCA candidate — the checklist prevents wasted referrals.

3

Make a Warm Introduction

Email the client with your referral link and a brief explanation. Frame it as: "I can't help you here, but I know someone who can." Banker Toolkit has copy-paste templates.

4

We Handle the Rest

T.A.G. manages the entire application, underwriting, and funding process. You are not involved after the introduction. Your client's information is never shared back to your institution.

5

Receive Your Fee

2–5% of the funded advance, paid within 5 business days. ACH or check. Annual 1099 provided.

Which Declined Clients Are Good MCA Candidates?

✓ Strong Referral Candidates

  • Declined due to insufficient collateral
  • Declined due to thin credit file (not bad credit)
  • Declined because business is under 2 years old
  • Declined because loan is too small for bank appetite
  • $15K–$250K+/month in bank deposits
  • 0–2 NSFs per month in recent statements
  • Clear, specific use of funds

✗ Do Not Refer These Clients

  • Declined for fraudulent documentation
  • Active bankruptcy (Chapter 7 or 11)
  • 5+ NSFs in recent bank statements
  • 3+ existing MCA positions already active
  • Under $8,000/month in deposits
  • No clear use of funds
  • Revenue declined 30%+ in last 90 days

Industries We Serve Best

🍽️
Restaurants
🔨
Contractors
❄️
HVAC
🏠
Roofing
🏪
Retail
🚚
Trucking
Banker Partner Resources
Revenue Calculator Referral Guide Client Checklist FAQ Toolkit
Regulatory note: Bank employees should review internal policies regarding outside business activities before registering. Many banks permit referral arrangements with written disclosure. Consult your compliance officer. T.A.G. is not a bank and referral arrangements do not constitute a banking service.

Register as a Banker Partner

Every declined loan application is an opportunity to support your client and generate revenue. Takes 5 minutes to register.

Register as a Partner → Calculate Your Income Potential