Business consultants: earn $500 to $2,500+ per funded deal by referring clients who need fast capital. No cost, no paperwork until your first deal funds. T.A.G.
Business Consultant Referral Program
Business consultants build growth plans: but plans stall when clients can't access capital fast enough. Now when a client hits a capital constraint, you have a fast alternative reviewed on revenue, not a bank timeline. Earn up to 2% per funded deal. Zero cost to join.
Join the Referral Program →
Client approved a growth plan but needs $20,000-$80,000 now to execute. Bank timeline kills momentum. MCA bridges the gap, with the funding provider setting the decision timeline.
Client is growing headcount but payroll outpaces revenue for 60 days. Working capital advance covers the ramp while the new team generates revenue.
Seasonal window closing, competitor entered the market, or grand opening needs advertising budget that isn't in the cash account today.
Client wants to add a service that requires equipment: but equipment financing takes 2-4 weeks and the opportunity window is shorter.
Client in a turnaround needs operational capital to stabilize before they can qualify for bank financing. MCA serves as the bridge.
Client signed a lease and needs a deposit or initial build-out funded before the location generates any revenue.
Commission is 1-2% of the funded amount: paid 14 days after your client funds.
Commission rates vary by deal. W-9 required after first funded deal.
No W-9 until your first deal funds. You get a unique referral link to share with clients.
Text or email your referral link to a client who needs capital. They complete a 1-page application with 6 consecutive months of bank statements. The funding provider sets the decision timeline after review.
If approved, funds are wired to their account, with the funding provider setting the timeline. Your commission is logged and paid within 14 days of their funding date.
No. As a referral partner, you are making an introduction: not acting as a lender or broker. You refer clients, T.A.G. handles the underwriting and funding. No licensing required for referral introductions.
Not every referral funds. Minimums: 500+ FICO, 6+ months in business, $4,000 to $6,000+/month in deposits, 0-2 NSFs/month. No commission on unfunded deals. We'll let you know what they'd need to qualify in the future.
Best practice is to mention that you have a referral relationship and may earn a commission if they fund. The client pays no more: the commission comes from T.A.G.'s margin. Disclosure builds trust.
Yes. Consulting fee and referral commission are independent. If you're billing a client for a growth plan engagement and they also fund through your referral link, you earn both your consulting fee and the referral commission.
A client agrees with your strategic advice but says "we can't afford that right now." That's a capital referral conversation. The implementation of your work is the ROI: and MCA bridges the gap.
Business owners who resist raising equity (“I don't want a partner”) are ideal MCA candidates. Revenue-based financing has no equity dilution and no personal relationship dynamics.
A bulk purchase opportunity, a competitor's book of business for sale, or a lease on a prime location: these windows close. MCA is typically reviewed faster than a bank loan, which can take months.
A client who just got declined by their bank is actively looking for alternatives. Being the advisor who solves that problem immediately elevates your relationship beyond advisory.
If you're doing strategic work and reviewing financials, a high-revenue but low-cash client is a textbook MCA candidate. They have the revenue to qualify and the need that MCA addresses.
B2B consultancies, agencies, and professional service clients frequently have 60 to 90 day client payment cycles. MCA bridges receivables: the business has earned the revenue, it just hasn't arrived yet.
If you hold securities, investment advisory, or insurance licenses, check your compliance handbook before making referrals. In most cases, referring clients to a commercial lender is incidental to advisory practice and doesn't require additional disclosure: but your specific licenses and state regulations may vary. T.A.G. can provide a formal referral agreement and disclosure template if your compliance team needs it.
Lead with the problem, not the product. "I was reviewing your financials and you're in a position where growth is constrained by working capital: I have a resource that can help." Clients who trust you as a strategic advisor will engage with a capital referral as trusted advice, not a sales pitch. Never push MCA on a client who doesn't clearly need it.
$8,000+ in average monthly bank deposits over 6+ months, with 500+ FICO. Most established consulting clients easily exceed this: the primary challenge is FICO or prior credit issues, which MCA accommodates down to 500. If a client has tax liens or a bank decline, they can still qualify. T.A.G. will do a soft pre-qualification before any hard inquiry.
Join in 2 minutes. Refer clients who need fast capital. Earn $200 to $5,000+ per funded deal. No paperwork until your first deal funds.
T.A.G. Business Funding
500 FICO minimum. Bank declines OK. Revenue matters more than credit score. Decision timing is set by the funding provider after review.
500 FICO minimum · $4K to $6K+/month revenue · Funding timing is set by the funding provider after review
