Quick Answer

Business consultants: earn $500–$2,500+ per funded deal by referring clients who need fast capital. No cost, no paperwork until your first deal funds. T.A.G.

Business Consultant Referral Program

Your Clients Need Capital to Execute.
You Can Make It Happen and Get Paid.

Business consultants build growth plans — but plans stall when clients can't access capital fast enough. Now when a client hits a capital constraint, you have a 24-72 hour solution. Earn up to 2% per funded deal. Zero cost to join.

Join the Referral Program →

Where Consultants Send Capital Referrals

Growth plan requires immediate capital

Client approved a growth plan but needs $20,000-$80,000 now to execute. Bank timeline kills momentum. MCA bridges the gap in 48 hours.

New hire or team expansion

Client is growing headcount but payroll outpaces revenue for 60 days. Working capital advance covers the ramp while the new team generates revenue.

Marketing campaign needs funding

Seasonal window closing, competitor entered the market, or grand opening needs advertising budget that isn't in the cash account today.

Equipment for a new service line

Client wants to add a service that requires equipment — but equipment financing takes 2-4 weeks and the opportunity window is shorter.

Turnaround situation needing bridge capital

Client in a turnaround needs operational capital to stabilize before they can qualify for bank financing. MCA serves as the bridge.

Second location deposit or build-out

Client signed a lease and needs a deposit or initial build-out funded before the location generates any revenue.

What You Earn Per Funded Deal

Commission is 1-2% of the funded amount — paid 14 days after your client funds.

$200–$400
$20,000 deal
$500–$1,000
$50,000 deal
$1,000–$2,000
$100,000 deal
$2,500–$5,000
$250,000 deal

Commission rates vary by deal. W-9 required after first funded deal.

Why This Works for Your Consulting Practice

🎯
Remove capital from the equation
When "we don't have the capital" stops a plan, you now have an answer. Speed the plan. Keep your engagement going. Don't let capital constraints delay your results.
💼
Add a revenue line to your practice
Every client engagement that touches a capital need is now a commission opportunity. A consultant with 10 active clients who each fund one deal per year earns $5,000-$20,000+ in commissions on top of consulting fees.
🤝
You stay the advisor
You make the referral. T.A.G. handles application, underwriting, funding, and repayment collection. You receive commission. The client relationship stays yours — we're the back-end capital partner.

How It Works

1

Sign up in 2 minutes

No W-9 until your first deal funds. You get a unique referral link to share with clients.

2

Refer a client

Text or email your referral link to a client who needs capital. They complete a 1-page application with 6 consecutive months of bank statements. Decision in hours.

3

Client gets funded in 24-72 hours

If approved, funds hit their account within 24-72 hours. Your commission is logged and paid within 14 days of their funding date.

Consultant Partner FAQs

Do I need to be licensed or registered as a broker?

No. As a referral partner, you are making an introduction — not acting as a lender or broker. You refer clients, T.A.G. handles the underwriting and funding. No licensing required for referral introductions.

What if my client doesn't qualify?

Not every referral funds. Minimums: 500+ FICO, 6+ months in business, $4,000–$6,000+/month in deposits, 0-2 NSFs/month. No commission on unfunded deals. We'll let you know what they'd need to qualify in the future.

How do I disclose this to my clients?

Best practice is to mention that you have a referral relationship and may earn a commission if they fund. The client pays no more — the commission comes from T.A.G.'s margin. Disclosure builds trust.

Can I stack this with my consulting fee?

Yes. Consulting fee and referral commission are independent. If you're billing a client for a growth plan engagement and they also fund through your referral link, you earn both your consulting fee and the referral commission.

When Consulting Clients Need Working Capital — 6 Triggers
📉
Client is implementing your recommendations but is cash-constrained

A client agrees with your strategic advice but says "we can't afford that right now." That's a capital referral conversation. The implementation of your work is the ROI — and MCA bridges the gap.

🏗️
Client wants to expand but doesn't want to dilute equity

Business owners who resist raising equity — "I don't want a partner" — are ideal MCA candidates. Revenue-based financing has no equity dilution and no personal relationship dynamics.

🗓️
Client has a time-sensitive growth opportunity

A bulk purchase opportunity, a competitor's book of business for sale, or a lease on a prime location — these windows close. MCA can fund in 24–72 hours, while bank loans take months.

💼
Client has a bank decline and needs an alternative

A client who just got declined by their bank is actively looking for alternatives. Being the advisor who solves that problem immediately elevates your relationship beyond advisory.

📊
Client's financial statements show strong revenue but low cash

If you're doing strategic work and reviewing financials, a high-revenue but low-cash client is a textbook MCA candidate. They have the revenue to qualify and the need that MCA addresses.

🔄
Client mentions delayed client payments (B2B receivables)

B2B consultancies, agencies, and professional service clients frequently have 60–90 day client payment cycles. MCA bridges receivables — the business has earned the revenue, it just hasn't arrived yet.

Consultant Referral Partner — Common Questions

What if I'm also a licensed financial advisor — does that change anything?

If you hold securities, investment advisory, or insurance licenses, check your compliance handbook before making referrals. In most cases, referring clients to a commercial lender is incidental to advisory practice and doesn't require additional disclosure — but your specific licenses and state regulations may vary. T.A.G. can provide a formal referral agreement and disclosure template if your compliance team needs it.

How do I position MCA to my consulting clients without sounding like a salesperson?

Lead with the problem, not the product. "I was reviewing your financials and you're in a position where growth is constrained by working capital — I have a resource that can help." Clients who trust you as a strategic advisor will engage with a capital referral as trusted advice, not a sales pitch. Never push MCA on a client who doesn't clearly need it.

What's the minimum my client needs to earn per month to qualify?

$8,000+ in average monthly bank deposits over 6+ months, with 500+ FICO. Most established consulting clients easily exceed this — the primary challenge is FICO or prior credit issues, which MCA accommodates down to 500. If a client has tax liens or a bank decline, they can still qualify. T.A.G. will do a soft pre-qualification before any hard inquiry.

Turn Capital Constraints Into Commissions

Join in 2 minutes. Refer clients who need fast capital. Earn $200–$5,000+ per funded deal. No paperwork until your first deal funds.

T.A.G. Business Funding

See If Your Business Qualifies

500 FICO minimum. Bank declines OK. Revenue matters more than credit score. Most decisions in 24 hours.

Apply Now → Call 330-238-3003
✓ No obligation ✓ Soft pull only ✓ Free to apply ✓ Bank declines welcome

500 FICO minimum  ·  $4K–$6K+/month revenue  ·  Funded in 1–3 days