Georgia · Dental Practices Industry
Dental practices manage insurance reimbursement lag alongside equipment, staffing, and buildout costs that all arrive before the corresponding revenue does. Georgia is anchored by Atlanta, one of the fastest-growing metro economies in the Southeast.
Dental Practices businesses in Georgia qualify for MCA with 6+ months in business, $4,000–$6,000+/month in business bank deposits, and a 500+ FICO. Initial submission is a signed application plus 6 consecutive months of business bank statements — nothing more. Decisions typically come back in 24-72 hours.
A merchant cash advance is priced with a one-time factor rate, not an annualized interest rate. Example: a $25,000 advance at a 1.20 factor rate means $30,000 total repayment — a $5,000 cost of capital. That total is fixed at origination and repaid via a daily or weekly percentage of your bank deposits, not a fixed monthly loan payment.
| Advance Amount | Factor Rate | Total Repayment | Cost of Capital |
|---|---|---|---|
| $25,000 | 1.20 | $30,000 | $5,000 |
T.A.G. Business Funding
$4,000–$6,000+/month revenue, 6 consecutive months of statements, 500+ FICO minimum.
500+ FICO minimum · 6+ months in business · $4,000–$6,000+/month revenue
Yes. Dental Practices businesses in Georgia qualify for MCA with 6+ months in business, $4,000–$6,000+/month in business bank deposits, and a 500+ FICO. Approval is based on your deposit history, not your credit score alone.
Exactly 6 consecutive months of business bank statements — the same window used for the time-in-business minimum, with a minimum ending balance of $4,000+ each month.
No. A merchant cash advance is a purchase of a fixed amount of your future receivables, not a loan — there is no interest rate, no fixed monthly payment, and no fixed maturity date. It is priced with a one-time factor rate applied to the advance amount.
MCA amounts are typically 75%-150% of average monthly bank deposits. For example, a $25,000 advance at a 1.20 factor rate means $30,000 total repayment ($5,000 cost of capital) — repaid via a daily or weekly percentage of deposits, not a fixed monthly bill.
Last reviewed: August 2026. T.A.G. Business Funding is an independent ISO partner — not a direct lender. All examples are illustrative. Advance amounts and rates vary by business profile and funder. Not financial advice.
