Local to Ohio: T.A.G. Business Funding is headquartered in Chagrin Falls, OH (Northeast Ohio). We speak to Ohio contractors directly and understand Northeast Ohio construction markets — Cuyahoga County commercial, ODOT subcontracts, Akron manufacturing facility work, and Lake Erie coastal development.
Ohio Markets
Contractor Funding by Ohio City
Cleveland Metro
Downtown revitalization (Flats, Superior corridor), University Circle (Case, Cleveland Clinic), lakefront development, and Cuyahoga County commercial projects. Casino/Rocket Mortgage FieldHouse renovation creates ongoing subcontractor demand.
Typical: $20K–$250K
Columbus
Ohio's fastest-growing city. Short North, Arena District, Easton, and Grove City suburban growth. Intel fab and data center buildout near New Albany driving unprecedented NE Columbus construction. Fastest MCA approval in Ohio due to deposit volumes.
Typical: $20K–$250K
Cincinnati
Over-the-Rhine redevelopment, Fort Washington Way, and KY-OH spillover from Northern Kentucky construction. Cincinnati Children's Hospital and UC Health expansion drive medical construction subcontractor demand.
Typical: $15K–$180K
Akron / Canton
Rubber Bowl redevelopment, FirstEnergy Stadium subcontract work, and manufacturing facility upgrades. Summit County commercial construction qualifies on the same national criteria. Local market — our home base.
Typical: $15K–$120K
Dayton / Toledo
Wright-Patterson AFB adjacent construction, UD campus work, and manufacturing facility projects in Dayton. Toledo port-adjacent industrial construction and BGSU campus work. Both cities qualify for MCA on the same national criteria.
Typical: $10K–$100K
Youngstown / Lima / Mansfield
Manufacturing reactivation and infrastructure work in the Mahoning Valley. Smaller volumes but consistent ODOT subcontract and county project revenue. Rural and small-city Ohio contractors qualify.
Typical: $10K–$60K
Qualification
Ohio Contractor MCA Requirements
Minimum Monthly Deposits
$10,000/month
Minimum FICO Score
500 (soft pull only)
Time in Business
4+ months operating
Documents Required
6 consecutive months bank statements + application
Advance Range
$15,000–$250,000
Disclosure
Full cost disclosure before signing
FAQ
Ohio Contractor Funding — FAQ
Can an Ohio contractor get MCA between draw cycles?
Yes. Draw cycle gaps are the most common reason Ohio contractors use MCA. Cleveland and Columbus GCs issue draws every 30 days, but payroll runs every 2 weeks. A Northeast Ohio contractor averaging $50,000/month may qualify for $37,500–$75,000 within 24 hours. T.A.G. is based in Chagrin Falls, OH and works with Ohio contractors directly.
Can an Ohio contractor use MCA for ODOT or public-sector subcontracts?
Yes. Ohio is investing heavily in I-90, I-71, I-75, and Bridge Ohio projects. Public-sector payment cycles are often 45–90 days. A contractor on an ODOT subcontract can use MCA to bridge the gap between invoice submission and state payment.
Can an Ohio contractor use MCA for the Columbus Intel/data center buildout?
Yes. New Albany NE Columbus Intel fab and data center construction has created massive subcontractor demand. These projects have unusual payment terms — GC draws are milestone-based rather than monthly. MCA bridges the gap between milestones. Columbus contractors near this corridor have particularly strong MCA approval profiles based on deposit volumes.
How much can an Ohio contractor get with MCA?
OH contractor MCA amounts range from $15,000 to $250,000. A Cleveland commercial contractor averaging $80,000/month may qualify for $60,000–$120,000. A Columbus contractor averaging $50,000/month may qualify for $37,500–$75,000. An Akron contractor averaging $30,000/month may qualify for $22,500–$45,000.
How fast can an Ohio contractor get funded?
Most Ohio contractor applications receive a decision within 2–4 hours. Cleveland and Columbus contractors submitting complete files before noon Eastern time are eligible for same-day wire funding. Call 330-238-3003 for Northeast Ohio priority service.
Related Pages
Get Funding for Your Ohio Contractor Business
Ohio-based ISO · 500 FICO OK · No hard pull · Full cost disclosure before signing
Cleveland, Columbus, Cincinnati, Akron & all of Ohio · Decision in 2–4 hours