Marketing Funding — Merchant Cash Advance
Marketing that waits isn't marketing — it's a missed season, a lost window, a competitor taking your customers while you waited for approval. MCA funds in 24–48 hours with no restrictions on use. Google Ads, brand launch, trade show, new location announcement — whatever you need, fund it now.
Yes — MCA can fund any marketing or advertising spend. No marketing plan required, no ROI documentation, no restrictions on how you use the funds. Requirements: 500+ FICO, 6+ months in business, $8,000+/month in deposits. Funded in 24–48 hours. Covers Google Ads, social media advertising, SEO, website builds, signage, brand launches, and more.
These are illustrative scenarios. Marketing ROI varies by industry, campaign quality, and market. Past results are not guaranteed. Evaluate your expected return before committing to any financing.
Yes. MCA is use-of-funds unrestricted. Any marketing spend qualifies: Google Ads, Facebook/Instagram advertising, SEO, website builds, signage, photography, video, direct mail, trade show, email marketing, and agency retainers. No documentation of marketing spend required.
Marketing windows close. A seasonal campaign that misses January, a grand opening with no advertising, or a competitor entering your market while you wait — each represents revenue lost that won't come back. The MCA cost (factor rate) is often far less than the revenue lost by waiting.
500+ FICO, 6+ months in business, $8,000+/month in deposits, 0–2 NSFs/month. No marketing plan or ROI projections required. One-page application plus 3 months of bank statements.
Advance amounts are based on your revenue — typically 75%–150% of your average monthly deposits. A business with $20,000/month in deposits may qualify for $15,000–$30,000. No minimum use-of-funds amount on marketing.
It depends on the marketing ROI. If a $20,000 MCA campaign generates $60,000+ in new revenue, the factor rate cost is clearly justified. If the marketing spend is uncertain or has historically underperformed, evaluate carefully. MCA is best suited for marketing with a trackable, high-confidence return — seasonal campaigns, grand openings, proven ad channels.
One-page application, 3 months of bank statements. Decision in hours. Marketing budget funded in 24–48 hours. No restrictions on spend — Google Ads, social, SEO, signage, or any marketing you need.
