Quick Answer

Making an introduction to a business funding company is generally not the same as originating or brokering a loan, and most states do not require a lending or finance-broker license for a simple referral. That said, licensing rules vary by state and by your brokerage's own policies.

T.A.G. Partner Program

Your Tenant and Buyer Clients Are Already Telling You They Need Capital

Buildout costs beyond the tenant improvement allowance. A buyer who just wired their down payment and is now cash-tight before opening. A retailer signing a lease three months before a seasonal launch. You're in the room for these conversations already — the T.A.G. affiliate program turns the introduction into a commission of up to 2% of the funded amount, paid only when the deal funds.

Register as a Partner → See the Opportunity Center
Up to 2%
Commission on funded amount
$0
Cost to register as a partner
24–48hr
Typical approval decision
Paid on funded deals
Not on applications or leads

Why This Referral Makes Sense for a CRE Agent

You already spend your days with business owners at the exact moment they're making a real estate decision — and a real estate decision almost always has a working capital question sitting right next to it. A tenant signing a lease has to fund the space out. A buyer closing on an owner-occupied building has just put a large chunk of cash into the deal. A business relocating or opening a second location has payroll, inventory, and marketing costs that show up before the new location generates a dollar of revenue.

None of that is real estate financing, and it isn't something you're set up to originate. But it is something you can flag with a single introduction — and the T.A.G. affiliate program pays a commission of up to 2% of the funded amount on any referral that closes. You're not adding a new business line. You're mentioning a resource at a moment when the client is already listening.

Real Estate Moments That Signal a Capital Need

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Tenant Improvement Gap
The landlord's TI allowance rarely covers the full buildout. Flooring, signage, kitchen equipment, or specialty fixtures often fall to the tenant — a direct working capital need before they can open.
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Buyer Just Used Their Cash
A business owner who closed on an owner-occupied property often put most of their liquid cash into the down payment and closing costs — leaving them capital-constrained right when they need to move in and operate.
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Seasonal Retail Opening
A retail tenant signing a lease ahead of a seasonal launch needs inventory capital well before the first sale — timing that rarely lines up with typical bank approval timelines.
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Relocation or Second Location
Moving or expanding means double rent, moving costs, new signage, and staffing up a second site — all cash outlays before the new location is generating revenue.
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Equipment Tied to the Space
A new industrial or medical space often requires equipment that's specific to the use — HVAC upgrades, specialized machinery, or medical equipment that wasn't in the purchase or lease terms.
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Bridge Before Landlord/Bank Funds
Some landlord TI reimbursements and construction draws pay out after work is completed, not before — leaving a cash gap while contractors need to be paid.
A natural way to raise it: "A lot of my clients doing a buildout like this end up needing some working capital to cover costs before the space opens or the TI allowance is reimbursed. I work with a funding company that moves fast — want me to make an introduction? No obligation either way."

Who to Refer

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Tenants doing a buildout

A business signing a new commercial lease that requires buildout, tenant improvements, or specialty fixtures beyond what the landlord's TI allowance covers. This is often the clearest, most immediate capital need in a CRE transaction.

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Buyers who are now capital-constrained

An owner-occupant who used available cash for the down payment and closing costs on a purchase, and now needs working capital to renovate, equip, or simply operate through the first months in the new property.

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Seasonal or retail tenants opening on a deadline

A retail, restaurant, or seasonal business signing a lease with a hard opening date — inventory, staffing, and marketing costs need to be covered before the location opens and starts generating revenue.

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Businesses relocating or expanding

An existing business moving locations or opening a second site, where moving costs, overlapping rent, and startup costs at the new location create a temporary cash flow squeeze.

How the Referral Process Works

1

Register as a Partner

Complete registration at /affiliate#signup. You'll get a referral link and partner agreement — takes about five minutes.

2

Watch for the Moment in Your Own Deals

Lease signings, purchase closings, and relocation conversations are the natural windows. You don't need to change how you work — just flag the option when it comes up.

3

Make the Introduction

Send your client's contact info and a brief note through your referral link, or have them mention your name when they apply. That's the extent of your involvement.

4

T.A.G. Handles Underwriting and Funding

T.A.G. works with its network of third-party MCA funding partners to evaluate and, where approved, fund the client. You're not involved in underwriting, documentation, or approval decisions.

5

Get Paid When the Deal Funds

If the referral funds, you earn up to 2% of the funded amount. Nothing is owed on referrals that apply but don't qualify or don't move forward.

Illustrative Earnings by Deal Size

The table below is for illustration only. It shows what up to 2% of the funded amount looks like at different funding levels — it is not a promise, projection, or average of what any partner has actually earned.

Amount FundedIllustrative Commission (up to 2%)Basis
$50,000Up to $1,000of the funded amount
$100,000Up to $2,000of the funded amount
$250,000Up to $5,000of the funded amount
$500,000Up to $10,000of the funded amount
$1,000,000Up to $20,000of the funded amount

These figures are illustrations only. They are calculated at up to 2% of the funded amount and are not a guarantee, projection, or promise of what you will earn.

Earnings are not guaranteed and depend entirely on whether the business you refer actually qualifies and completes funding. No commission is paid on applications, leads, or deals that don't fund.

Actual commission rate and payment terms are set out in your referral partner agreement. See the affiliate program page for full details.

Licensing and Compliance — What You Need to Know

Introducing a client to a business funding company is not the same as originating, brokering, or advising on the loan itself. You are not underwriting, structuring, or guaranteeing anything about the funding — you're pointing a client to a resource, and T.A.G. and its funding partners handle everything from there.

That said, rules on referral fees and outside income vary by state and by brokerage, so before you formalize a referral relationship you should:

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Check your brokerage's policy on outside referral fees

Many brokerages have specific rules about disclosing or splitting referral income earned through client relationships — confirm yours before accepting a commission.

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Confirm your state's requirements

Most states do not require a lending or finance-broker license for a simple introduction, but requirements differ by state. If you're unsure, check with your state real estate commission.

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Keep the referral separate from the real estate transaction

T.A.G. is not a real estate brokerage and has no involvement in the lease or purchase itself. Keeping the two transactions clearly separate protects both you and your client.

Frequently Asked Questions

Do I need a lending license to refer clients to T.A.G.?

Generally, no — a simple introduction is not the same as originating or brokering a loan, and most states don't require a lending license for that. Licensing rules vary by state and by brokerage, so confirm with your broker or state real estate commission before formalizing a referral-fee arrangement.

How much can I actually earn from a referral?

The program pays up to 2% of the funded amount, paid only when the referred business is approved and successfully funds. As illustrations only: $100,000 funded could generate up to $2,000, and $500,000 funded could generate up to $10,000. These are not guarantees — actual results depend on whether your referral qualifies and funds.

Which clients are the best fit to refer?

Tenants facing buildout or tenant-improvement costs beyond their allowance, buyers who used their available cash for a down payment and are now capital-constrained, and businesses relocating or opening a second location are typically the strongest fits — the capital need is immediate and directly tied to the real estate transaction.

Does this affect my commission on the real estate deal?

No. The funding referral is a completely separate transaction from your lease or purchase commission. T.A.G. has no role in the real estate side of the deal, and your real estate commission is unaffected either way.

When do I get paid?

Only after the referred business is approved and the deal successfully funds. No commission is paid for applications that don't qualify or referrals that never move forward.

Is T.A.G. a direct lender?

No. T.A.G. Business Funding is an ISO working with a network of third-party MCA funding partners. Funding decisions and terms are set by those partners based on their own underwriting criteria, and not every applicant will qualify.

Register as a Commercial Real Estate Agent Partner

Every lease signing and every closing is a moment where a client might need capital. Make the introduction — the rest is on us.

Register as a Partner → Explore the Opportunity Center

Affiliate Program Disclosure: Commission rates are up to 2% of the funded amount and are subject to change. Commissions are paid only on deals that successfully fund. Earnings examples on this page are illustrations, not guarantees or projections of actual or future earnings. See the affiliate program page for complete terms.