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Ready-to-use social posts, email templates, and talking points for T.A.G. Business Funding affiliates. Copy, paste, and start referring today.

Affiliate Resource Center

Copy-paste social posts, email templates, and talking points. Everything you need to refer business owners and earn commissions.

My Affiliate Portal → Affiliate Program Info
Your referral link: https://funding.towersassetgroup.com/application: share this with any business owner who needs working capital.
3 Steps to Your First Referral
1

Identify a Business Owner

Restaurants, contractors, auto repair, HVAC, retail, healthcare, trucking. Anyone with consistent monthly revenue ($4K+/mo) who needs capital.

2

Share the Application Link

Send them to https://funding.towersassetgroup.com/application or text/email one of the templates below. The application takes about 2 minutes. Credit inquiry requirements, if any, depend on the applicable funding source and stage of review.

3

Get Paid When They Fund

When your referred business owner receives funding, you earn a commission. No selling, no underwriting: just connect and refer.

Minimum qualification snapshot Three-box snapshot of who qualifies: 6 or more months in business, $4,000 or more per month in revenue, and a 500 or higher FICO score. 6+ mo. in business $4K+ per month revenue 500+ FICO score
A business clearing all three marks is generally a strong referral candidate.
Who Qualifies

Minimum Requirements

  • 6+ months in business
  • $4,000+/month revenue
  • 500+ FICO
  • Active business bank account

Bank Declines OK

  • Poor credit history OK
  • NSFs OK
  • Existing advances OK
  • Tax liens OK (case-by-case)

Funding Range

  • $10,000 minimum
  • Up to $1,000,000+
  • Review begins as soon as your file is complete
  • Funding after provider review available

Top Industries

  • Restaurants & bars
  • Contractors & trades
  • Auto repair & transport
  • Healthcare & dental
Illustrative affiliate commission examples at up to 2% Bar chart showing illustrative commission examples: a $100,000 funded deal pays up to $2,000, and a $500,000 funded deal pays up to $10,000, both at up to a 2 percent referral rate. Earnings are not guaranteed and depend on the referral qualifying and funding. up to $2,000 $100K funded up to $10,000 $500K funded
Illustration only: earnings depend on the referral qualifying and funding, at up to a 2 percent rate.
A printer in a work apron feeding sheets into a small press in a print studio
The best referral targets are working businesses like this one: real equipment, real daily output, and a genuine cash flow story a provider can actually underwrite.
Best Industries to Target

Trades & Construction

  • Roofing companies
  • HVAC contractors
  • Plumbers, electricians
  • General contractors
  • Landscaping

Food & Beverage

  • Restaurants
  • Bars & nightclubs
  • Liquor stores
  • Food trucks
  • Catering companies

Auto & Transport

  • Auto repair shops
  • Trucking companies
  • Towing
  • Car washes
  • Auto detailing

Healthcare

  • Dental practices
  • Medical practices
  • Adult care facilities
  • Chiropractic
  • Home health
General Business Funding Posts
General: Bank Turndown Facebook
🏢 Business owners: if the bank said no, that doesn't mean no. I work with a business funding program that approves businesses banks won't touch. ✓ 500 FICO minimum ✓ $4,000/month in revenue ✓ 6 months in business ✓ Bank declines OK ✓ Initial review uses a soft credit pull; a hard pull typically occurs before final approval ✓ Decisions once your file is complete If you or someone you know needs working capital, payroll funding, equipment money, or inventory financing: DM me or apply here: https://funding.towersassetgroup.com/application #SmallBusiness #BusinessFunding #WorkingCapital #Entrepreneur
~450 chars
General: Payroll / Emergency Facebook
⚠️ Business owners: payroll is due and cash is tight. Equipment broke down. A big order came in but you don't have the capital to fulfill it. These situations happen to the best-run businesses. Business funding is available even if you've been turned down by a bank. You need: 📊 $4K+/month in revenue ⏱️ 6+ months in business 💳 500+ FICO Decisions once your file is complete. Initial review uses a soft credit pull; a hard pull typically occurs before final approval. DM me to learn more or apply at: https://funding.towersassetgroup.com/application #BusinessFunding #CashFlow #SmallBusinessOwner #WorkingCapital
~480 chars
A tailor cutting a length of dark cloth on a long cutting table in a garment workshop
Industry-specific posts land better than a general one because a business owner recognizes their own operation in the example, the way a tailor would recognize this bench.
Industry-Specific Posts
Restaurants & Bars Facebook
🍽️ Restaurant & bar owners: struggling with cash flow between busy seasons? Whether you need to cover payroll, replace a walk-in compressor, buy inventory for a private event, or just bridge a slow week: business funding can help. ✓ Decisions once your file is complete ✓ Bank declines welcome ✓ $4K/month revenue minimum ✓ 500 FICO minimum I partner with T.A.G. Business Funding. DM me or apply: https://funding.towersassetgroup.com/application Share this with any restaurant owner you know who could use working capital. #Restaurant #RestaurantOwner #BarOwner #BusinessFunding #FoodIndustry
~500 chars
Contractors & Trades Facebook
🔨 Contractors: got a big job lined up but need capital to get started? The biggest challenge in contracting is job float. You need materials, labor, and equipment before the customer pays you. Business funding can bridge that gap: ✓ Get funded based on your monthly revenue ✓ Decisions once your file is complete ✓ Bank declines OK ✓ $4K/month minimum ✓ Initial review uses a soft credit pull; a hard pull typically occurs before final approval DM me or apply here: https://funding.towersassetgroup.com/application Tag a contractor who needs working capital! 👇 #Contractor #Construction #HVAC #Roofing #Plumber #Electrician #BusinessFunding
~530 chars
Affiliate Recruitment Post Facebook
💼 Attention CPAs, bookkeepers, insurance agents, and anyone who works with small business owners: Are your clients ever struggling to get business financing? Bank declines, cash flow gaps, payroll shortfalls? I've joined T.A.G. Business Funding's affiliate program and earn commissions for referring business owners who get funded. No selling. No underwriting. Just connect them with the application. If you're interested in adding a referral income stream, check it out here: https://funding.towersassetgroup.com/affiliate #Affiliate #ReferralIncome #CPA #Insurance #BusinessNetworking #SideIncome
~520 chars
Professional Referral Posts
For Professionals Who Serve Small Businesses LinkedIn
Many of my small business clients run into a wall when they need capital. Not because their business isn't viable: but because traditional bank underwriting doesn't reflect how a small business actually operates. I've partnered with T.A.G. Business Funding to offer an alternative when banking relationships aren't available. Their program works for businesses with consistent monthly revenue ($4K+), a 500+ FICO, and at least 6 months of history: even if a bank has already declined. If you work with business owners and want to share this as a resource, I'm happy to connect. Apply or refer: https://funding.towersassetgroup.com/application
~600 chars
For Fellow Referral Partners / Affiliate Recruitment LinkedIn
If you're an insurance agent, CPA, bookkeeper, mortgage broker, or any professional serving small business owners, this may be worth 5 minutes of your time. T.A.G. Business Funding has an affiliate program that pays commissions for referrals that result in funded deals. The qualification criteria is accessible ($4K/month revenue, 6 months in business, 500 FICO), and bank declines are welcome. There's no selling involved. You connect the business owner with the application, and the funding team handles the rest. I joined and it's been a straightforward way to add value for clients while creating a new referral income stream. If this sounds interesting: https://funding.towersassetgroup.com/affiliate
~700 chars
Educational: What MCA Actually Is LinkedIn
A lot of small business owners have heard of merchant cash advances but don't understand how they're evaluated. Banks look at credit history and collateral. MCA lenders look at cash flow: specifically your monthly deposits and card volume. This matters because many businesses with strong revenue have weak credit history. The bank says no. The MCA lender looks at 6 consecutive months of bank statements and says yes. If you have clients in food service, construction, auto repair, healthcare, or retail who've been turned down for traditional financing, this may be a conversation worth having. More info: https://funding.towersassetgroup.com/affiliate
~620 chars
Short-Form Posts (X / Twitter)
The math hook X Post
Stop chasing $20 commissions. One business referral can pay up to $2,000+ when it funds. $100K funded = up to $2,000 $500K funded = up to $10,000 Free to join, no license needed. Link in bio. (Illustration only: earnings depend on the referral qualifying and funding.)
~270 chars
For professionals with a client base X Post
If a client of yours ever got turned down by a bank, you already know someone who could use this. I refer business owners to T.A.G. Business Funding and earn up to 2% when the deal funds. Free to join, no license required. Link in bio.
~250 chars
Bank decline angle X Post
Bank said no doesn't mean funded is off the table. I refer declined business owners to T.A.G. Business Funding: bank statements matter more than credit score. Initial review uses a soft credit pull; a hard pull typically occurs before final approval. Decision and funding timing set by the provider after review. Know someone? Link in bio.
~250 chars
Recruiting other affiliates X Post
If you work with small business owners (CPA, bookkeeper, consultant, agent), you're sitting on a referral income stream you're not using. Up to 2% per funded deal. Free to join. No quota. I'll send you the link.
~215 chars

Commission figures above are illustrations based on up to 2% of the funded amount. Earnings are not guaranteed and depend on the referred business qualifying and completing funding. See the affiliate program page for current terms.

To a Business Owner Client (from CPA / Bookkeeper / Agent)
Email 1: Warm Intro to Existing Client Email
Subject: Business funding option I want to make you aware of Hi [First Name], I've been working with a business funding program that I want to share with a few of my clients who might benefit from it. It's designed for business owners who need working capital but may not qualify through a traditional bank: whether that's due to credit history, speed requirements, or a previous bank decline. Here's how it works: - Application takes 2 minutes online - Initial review uses a soft credit pull; a hard pull typically occurs before final approval - Minimum: $4,000/month in revenue, 6 months in business, 500 FICO - Funding decisions once your file is complete - Bank declines are OK If you're ever in a situation where you need capital quickly (payroll, inventory, equipment, expansion), this could be worth a look. Apply here: https://funding.towersassetgroup.com/application Let me know if you have any questions. Happy to connect you directly with the team. [Your name]
~800 chars
To a Referral Partner (recruiting other affiliates)
Email 2: Recruit Another Professional as Affiliate Email
Subject: Referral income opportunity for professionals serving small businesses Hi [First Name], I wanted to reach out because I think this could be a valuable add-on for the work you're already doing. I'm part of T.A.G. Business Funding's affiliate program. They provide working capital to small businesses: specifically businesses that have consistent revenue but may not qualify for traditional bank financing. What makes it a good referral program: - Accessible qualifications ($4K/mo revenue, 500 FICO, 6 months in business) - Bank declines are welcome: that's actually their niche - The application is 2 minutes, no hard pull at application - You earn a commission when a referred business owner gets funded - No selling: just refer and connect Since you're already working with small business owners, you likely encounter clients who face cash flow challenges or bank declines. This could be a useful resource to offer them while creating an additional income stream for you. Here's the affiliate signup: https://funding.towersassetgroup.com/affiliate Happy to answer any questions. [Your name]
~950 chars
Text Message Scripts
Text 1: Business Owner Quick Share Text / DM
Hey [Name]: thought of you. Business funding available even with bank declines. 2-min app, no hard pull at application, decision and funding timing set by the provider after review. Min $4K/mo revenue, 500 FICO. Apply: https://funding.towersassetgroup.com/application: I'm connected with the team if you have questions.
~280 chars
Text 2: Affiliate Recruitment Quick Share Text / DM
Hey [Name]: quick thought. I joined an affiliate program that pays commissions for referring business owners to business funding. If you work with small biz owners, easy add. Info here: https://funding.towersassetgroup.com/affiliate: let me know if you want details.
~270 chars
30-Second Explanation
What to say when someone asks "what do you do?" Talking Point
"I partner with a business funding company called T.A.G. Business Funding. They provide working capital to small businesses (restaurants, contractors, auto shops, healthcare practices), businesses that need capital but either can't wait for a bank or have been turned down. The process is quick: 2-minute application, no hard credit pull at application, with decision timing set by the funding provider after review. I earn a commission when a business I refer gets funded."
~420 chars
Key Facts to Know

What It Is

  • Merchant cash advance
  • Based on revenue, not credit
  • Not a bank loan
  • Short-term working capital

How It's Repaid

  • % of daily card sales, OR
  • Fixed daily ACH debit
  • Typically 6 to 18 months
  • No fixed monthly payment

What Lenders Look At

  • 6 consecutive months bank statements
  • Monthly deposit volume
  • Average daily balance
  • NSF count (some OK)

What You Don't Need

  • Perfect credit
  • Collateral
  • Bank relationship
  • 2 years of financials
60-Second Explainer (Talking-Head, LinkedIn/Instagram/Facebook)
"What I do" intro video Video Script
[Hook - first 3 seconds, look at camera] "If you know a business owner who got turned down by a bank, this is for you." [Body] "I'm a referral partner with T.A.G. Business Funding. They provide working capital to small businesses -- restaurants, contractors, healthcare practices, auto shops -- companies that need cash but either can't wait weeks for a bank, or already got a decline. The process is simple: a two-minute application, initial review uses a soft credit pull (a hard pull typically occurs before final approval), and decision timing is set by the funding provider after review. If you know someone who needs capital to cover payroll, buy inventory, or take on a bigger contract, send me a message and I'll connect you. I earn a commission when a referral I make actually gets funded -- up to 2% of the funded amount -- so I only win when the business owner wins too." [CTA - last 3 seconds] "Link's in my bio. Let's talk."
~60 sec read time
Short-Form Hook (15-30 sec Reel / TikTok / Shorts)
"$20 commission vs. $2,000 commission" hook Video Script
[Hook - text on screen + voiceover] "Stop chasing $20 commissions." [Beat] "One referral -- one business owner who needs working capital -- can be worth thousands. Not hundreds. Thousands." [Show the math, on screen as text] "$100,000 funded = up to $2,000 $500,000 funded = up to $10,000" [Close] "I refer business owners to T.A.G. Business Funding. Free to join, no experience needed, and you get paid when the deal funds -- up to 2% of the funded amount. This is an illustration, not a guarantee -- earnings depend on the referral qualifying and getting funded. Link in bio."
~20 sec read time
Client-Facing Video (send directly to a referral prospect)
Explaining the funding option to a referred business owner Video Script
"Hey [Name], following up on our conversation. I work with T.A.G. Business Funding, and I think it's worth a look for what you're dealing with. Here's how it works: it's not a traditional bank loan. They look at your business bank statements and monthly deposits -- not just your credit score. Decision timing is set by the funding provider after review, and the initial application uses a soft credit pull (a hard pull typically occurs before final approval). If it's a fit, funding timing is set by the provider after review. If it's not a fit right now, there's no cost and no obligation for asking. I'll drop the link below -- take a look when you have a few minutes, and let me know if you have questions."
~35 sec read time
Recruiting Video (invite other professionals to become affiliates)
Recruiting a fellow CPA/bookkeeper/consultant as a co-affiliate Video Script
"If you work with small business owners, you're sitting on an opportunity most people miss. I'm a referral partner with T.A.G. Business Funding. Whenever a client mentions they need working capital, or they just got declined by a bank, I send them a link. If they get funded, I earn a commission -- up to 2% of the funded amount. No license required, free to join, and there's no minimum number of referrals. It doesn't change what you already do for your clients -- it's just one more way to add value, and get paid for a conversation you're probably already having. I'll send you the sign-up link. Takes about two minutes."
~25 sec read time

All commission figures above are illustrations based on up to 2% of the funded amount. Earnings are not guaranteed and depend on the referred business qualifying and completing funding. Commission rates are subject to change -- see current terms on the affiliate program page.

Common Objections & Responses
"I have bad credit"

Good news: this program approves based on revenue, not just credit. If you have $4,000+ per month in deposits and a 500 FICO, you may qualify. A lot of business owners with 550 to 620 FICO have been approved.

"The bank already turned me down"

That's actually who this is designed for. Banks require collateral, years of history, and strong credit. This program looks at your bank statements and cash flow. A bank decline doesn't affect your eligibility here.

"I already have an MCA / advance"

Businesses with an existing advance may still qualify depending on the balance remaining and monthly revenue. It's worth applying: the team will review your situation and let you know what's possible.

"The rates are too high"

MCA factor rates are higher than bank loans because the qualification criteria is more accessible and funding is faster. For a business facing payroll shortfall, equipment failure, or a time-sensitive opportunity, the cost of capital is often worth it. Apply and see what offers come back.

"I don't want to hurt my credit"

The initial application uses a soft credit pull: a hard credit pull typically occurs later, before final approval, and may affect your credit score by a few points. You can check your initial options with only a soft inquiry.

"How do I know this is legitimate?"

T.A.G. Business Funding is an Independent Sales Organization (ISO) working with a network of vetted MCA funding partners: not a direct lender. The application is at funding.towersassetgroup.com, the founder is Carlos Torres at 330-238-3003, and there's no upfront fee: you only repay if you receive funding.

T.A.G. Business Funding

See If Your Business Qualifies

500 FICO minimum. Bank declines OK. Revenue matters more than credit score. Decision timing is set by the provider after review.

Apply Now → Call 330-238-3003
✓ No obligation ✓ Soft pull initially ✓ Free to apply ✓ Bank declines welcome

500 FICO minimum  ·  $4K to $6K+/month revenue  ·  Funding timing is set by the funding provider after review

Initial review uses a soft credit pull only. A hard credit pull typically occurs later, before final approval, and can affect your credit score by a few points.